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Will Health Care Reforms Reduce the Patient’s Expenditure?


This paper examines health care reforms in the United States by establishing the nature of the reform, who benefits from it and how it affects patient care. This research has been derived from a variety of online resources such as the Wikipedia, journals and personal articles from freelance writers. The paper has included the writer’s personal assumptions about the issue and a comparison with the views and experiences of other authors. In it is also an attempt to establish what reason prompted president Obama in his first term as president to mobilize the congress to vote for the healthcare reform bill in the paper. The paper seeks to investigate if the healthcare reform bill is a practical step taken to provide quality affordable healthcare for all Americans.

Key words- health care reforms, affordable healthcare, health insurance, nurse practitioner, federal deficit, Gross Domestic Product (GDP), Medicare reductions, growth-rate,

Will healthcare reforms reduce the patient’s expenditure?

According to the Wikipedia, The President of the United States of America, Barack Obama signed the Patient Protection and Affordable Care Act (ACA) into a law on March 23, 2010. The law was made to ensure that the American public benefits from affordable health insurance cover but there has been a debate whether this goal will be realized.  Moreover, there has been a growing concern about its effect on the cost of health care. The law is inclusive of health insurance opportunity for individuals with low income. This means that families that fall below one hundred and thirty three percent of the poverty line will be able to access free health insurance. This will be accomplished by raising funds through increasing taxation for high-income individuals. With this move, the revenue will increase by one hundred billion dollars in ten years and by more than a trillion dollar within twenty years. This will greatly reduce federal arrears

There are those who do not see the possibility of these reductions taking place arguing that there are others, which have never been effected, for instance, the physician payment cut required by the Balanced Budget Act (1997). The congress has approved many Medicare reductions since, but this particular one has not. Though this will see an increase in the Gross Domestic Product (GDP), the benefit in terms of insurance cover that this new law will ensure will be tremendous. Gruber (2010) reveals that there are two hundred and twenty million Americans under insurance cover and this figure will rise by thirty four million by the year 2019.This health reform will increase national expenditure on healthcare. This will result to affordable health cover to all individuals. The purpose of the health care reforms is not merely to reduce healthcare costs, which are very high, but to reduce the rate of growth in healthcare cost. If the current trend continues without the reforms, it will result into a thirty eight percent of the Gross Domestic Product (GDP) by the year 2075 which is quite alarming (Gruber  2010). This will mean that few patients in America will be able to afford proper medical care. We do not have to wait for this day but we can begin the process of cutting down the growth rate on healthcare, which is rising fast.

            The objective of the health care reforms is to provide affordable medical care for individuals while retaining the quality. Highly taxing high cost insurance options will compel individuals to opt for low cost insurance options thus reducing national medical expenditure. Of course, the patient will be a very big beneficiary, as he would not have to spend a lot on an insurance cover while being assured of receiving quality health care. How the growth in health care is going to reduce remains the greatest puzzle for the government. There are quite a couple of methods they hope will accomplish this one of them being stepping down the need for medical services by the public. Taxation may achieve this. Also cutting down payments made to healthcare institutions is another option. This will ensure that patients pay less for the medical care. While reducing costs the government will promote cost effective healthcare to patients and see that there is no medical misconduct. With all these options, a debate on which method is most effective remains. A combination of these however, can yield good results, which will require a lot of research and analysis. Though the healthcare reforms will not completely solve the issue, they will nevertheless reduce America’s expenditure on medical related issues significantly.

            This law will not only leave the patient as the sole beneficiary but everyone involved in the medical field. High taxation leads to high cost of goods and services. The high premiums charged by insurers will reduce under the new law making insurance cover affordable to a very big percentage of the American people. The nurse practitioner will also be among the beneficiaries. The new law promises medical care to all Americans, which in turn will create a bigger demand for physicians. Jackson ( n.d.) states that under the direction of a professional doctor, the nurse practitioner can prescribe and even make a diagnosis. This however largely depends on the laws governing healthcare in individual states. The patient will benefit from quality affordable healthcare under the reform. The nurses will be able to take care of the patients by administering preventive care, which will in turn reduce emergency care cases, which are quite costly and sometimes risky (Frellick 2010). If people cannot receive primary care, minor ailments may develop into chronic diseases, which cost patients their lives at advanced stages. There will be more training programs with provisions for loans and grants for health practitioners, which will ensure quality healthcare for the patient.

In conclusion, the healthcare reforms act is a positive step towards ensuring quality and affordable healthcare for all American citizens. One does not need to be rich to afford quality healthcare under the new law. It will ensure good health for all while at the same time allowing the congress budgetary office to slow down the rate of growth on healthcare expenditure. This step will drastically improve the living standards for all Americans, economically and health wise.


Frellick, M 2010, “Healthcare Reform Bill: What Nurses Need to Know”,, viewed 13 May, 2012,

Jackson, T “How Will Healthcare Reform Affect Nurse Practitioners?” viewed 13 May 2010,

Jonathan, G 2010, “The Cost Implications of Health Care Reform”, The New England

Journal of Medicine, no. 362 pp 2050-2051 viewed 13 May 2012,


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You are here: Home Resources Samples Will Health Care Reforms Reduce the Patient’s Expenditure?